I really like this bear he looks as if he's ready to give you a great big hug. When making this card you might want to consider making a full sheet of the background and make several cards at once. I find it especially helpful to me to have several cards on hand so they are ready to go when I need to send a card out quickly.
I love the fake brads under the bear it's just 3 hole punches showing the matting. What a great way to save time and money by using what is already in the card's design. The colors are night of navy, crumb cake and soft suede.